Financial planning explained

We’re in the business of helping our clients gain all-round health and wellbeing. We just happen to do this through financial planning.

How can financial planning help you?

Our purpose, as a financial planning team, is to help you achieve your goals and realise your dreams. The trouble with many other more traditional financial advice services is that they offer a flawed, incomplete approach.

That’s because, traditionally, financial advice has focused on single transactions and the selling of financial products. What it hasn’t done is place your finances into a more complete picture.

We practice a holistic type of financial planning, known as Lifestyle Financial Planning.

Lifestyle Financial Planning is purposely built around your long-term goals. Our aim is not to sell you financial products or advise you on single transactions, but to help you implement all the changes you need to make to achieve the lifestyle you want now and in the future. Our approach encompasses all the key planning issues that will be required to secure your financial future. These include:

  • Lifestyle retirement and pension planning

    This is a vital aspect of good financial planning. By identifying and factoring in your future lifestyle aspirations, we can ensure your finances are always working to achieve your long-term goals.

  • Lifetime cashflow planning

    We use cutting-edge cashflow planning tools that help us ensure you never run out of money and you are prepared for future needs.

  • Lifetime wealth management

    Our wealth management strategy is matched to your long-term goals and ambitions. That way we can ensure your money is working hard to bring you the life you want.


The Santorini Lifestyle
Retirement Programme

We’ve incorporated all of the above vital planning elements into The Santorini Retirement Lifestyle Programme.

The programme is designed specifically for business owners and senior executives planning for their retirement.

Through the programme, we make sure you can afford to achieve your goals – perhaps an exit strategy from your business, spending less time working or reducing stress.

Whatever your personal aims, aspirations and lifestyle dreams we ensure they form the foundation of your financial plans.

Santorini Foundations

This programme is primarily designed for those aged between 30 and 45 years old who are

senior executives, partners in a professional practice or
company directors.

You may have a young family and be looking to start saving for the future. You could be concerned about funding school fees or university tuition. You may have lifestyle ambitions that you are eager to realise. Or you could be concerned about the financial impact of death, serious illness or disability on the household.

By working around your aims and particular concerns, we will build a robust plan for financial growth and security.

Santorini Family

This service is designed for wealthier clients who may have more complex financial affairs involving their wider family, business, or trusts. You may also require us to undertake work relating to philanthropy or charitable giving.

For more information on our Santorini Family programme, or any of our other programmes, please contact Matthew on 01509 278620.

Financial planning will:

  • Help you achieve the lifestyle you aspire to
  • Answer your questions about your future
  • Eliminate the worry of running out of money in your retirement
  • Help you get the most out of your money
  • Empower you to live for today, knowing that tomorrow is taken care of
  • Provide peace of mind and confidence in your future
  • Provide financial security
  • Enable you to help your children or grandchildren financially
  • Help you protect what is precious to you
  • Ensure you’re not paying too much tax
  • Help you protect your legacy

Case studies

He opened my eyes to the possibility and gave me the confidence to take the leap.
Jon Langford
client since 2014
When I think about my finances now, I don’t worry
Sue Johnson
client since 2015
Matt didn’t come across as a normal financial services type of person.
Phil & Sharon Middleton client since 2018
Matthew is always accessible.
Richard Langran
client since 2019

Get in touch


Unit 6
37 Old Parsonage Lane
LE12 5SG