Our fees
We believe it’s important to be completely transparent when it comes to how we work out our fees. In fact, it’s a key part of our philosophy.
The following information is designed to give you as much information as possible about how we charge, but for accurate figures relating to your personal situation, we advise speaking to us directly.
Santorini Retirement Lifestyle Programme
Strategy & Planning
We will gather all relevant information from you, your existing product and service providers as well as your accountant and solicitor too. We will analyse and assess all this information and we’ll create a Masterplan of your financial life. We will then present this plan to you.
Individual: £1,750
Couple: £2,250
Advice & Implementation
Once we’ve agreed your financial plan, we then need to Make it Happen. We will provide you with independent financial advice on relevant products and services and implement these for you.
0.20% to 0.80%
0.80% on first £500K
0.60% on next £500k
0.40% on next £500k
0.20% on next £500K+
Keep on Track
Life isn’t linear. Plans need to be flexible, adaptable, yet still relevant. Planning is more valuable than The Plan and therefore we will meet, at least annually to update this with you.
£0 to £500,000 0.88% (£4,400)
£500,000 to £1m 0.68% (£3,400)
£1m to £1.5m 0.48% (£2,400)
£1.5m to £2m 0.28% (£1,400)
£2m+ 0.08%
Our fee philosophy
Simply stated, our fee philosophy is: we prosper as you prosper, we suffer when you suffer.
As your financial planner, I participate in the investment success I’m able to secure for you using our Evidence-Based Investment process.
It’s important to understand how that works. As I’ve made clear, my Evidence-Based Investment policy is founded on the premise that the only way to fully capture the returns of equities is to accept their temporary declines.
What this means, of course, is that my fee income diminishes in direct proportion to the temporary decline in your account values when such declines inevitably occur.
I feel there’s nothing more important than practising what I preach; this is a perfect identity of interest. If I am to earn the right to participate directly in your permanent gain, I can hardly ask to be protected when you are experiencing temporary – but sometimes significant – pain. I would not have it any other way.”
Fee case studies
How do we compare?
When assessed against other advisers on VouchedFor, the UK’s leading independent review site for financial advisers, our fees fall within 15% of the UK average and are considered to be “competitive”.
We are honest and transparent about our fees and 100% of people who have contacted us through VouchedFor say we were clear about our charges.
Click here to view the full VouchedFor Fee Report in detail and better understand how the fee comparisons are made.
When assessed against other advisers on VouchedFor, the UK’s leading independent review site for financial advisers, our fees fall within 15% of the UK average and are considered to be “competitive”.
We are honest and transparent about our fees and 100% of people who have contacted us through VouchedFor say we were clear about our charges.
Click here to view the full VouchedFor Fee Report in detail and better understand how the fee comparisons are made.
Get in touch
ADDRESS
78 Baum Drive,
Mountsorrel,
Loughborough,
LE12 7XW
