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Proud to be supporting Financial Planning Week
At Santorini Financial Planning we are happy to once again be supporting Financial Planning Week in conjunction with the-not-for profit professional body the Chartered Institute for Securities & Investments (CISI). We are offering free, 1 hour surgeries, either face to face,…
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What’s the Best Retirement Plan for the Self-Employed?
For the self-employed, retirement can be a scary prospect. With no employer handling the saving of a workable pension, it can be altogether too easy to bury your head and totally ignore the problem. However, this isn’t a solution, and…
Read moreRetirement planning for small business owners
For any small business owners planning for retirement, you need to be aware that this poses a few more challenges than you would believe. Funding your retirement as a business owner needs to be done off your own back.
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Is Your Money Being Used to Improve Your Life?
There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). With…
Read moreTypes of retirement plans for self-employed people
With the number of self-employed people in the UK on the rise, it’s becoming more important than ever for people to be aware of their retirement options as a self-employed person. Pension saving options are better than many self-employed…
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It May Be Time to Reconsider What Retirement Means to You
Whether you’ve been told you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at all at least in the traditional sense. Many…
Read moreThree Ways to Avoid the Downside of Retirement
When it comes to retirement, it’s easy to dream about the perks: sleeping in, traveling, reading a good book, playing golf – name your fantasy. Even if your retirement is fully funded, the reality can be far less fulfilling if you don’t…
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Yes, You Might Actually Enjoy a “Working” Retirement
An important part of your retirement plan is a discussion of the benefits of working, regardless of age. Retirement is no longer an event––it is a segue into an altered definition of life as you know it. One definition of…
Read moreAre You Getting the Best Return on Life You Possibly Can?
When it comes to investing, the current standard of return on investment (ROI) can be self-limiting, adding pressure that is counterproductive. So much of ROI is not within our control. We can diversify investments––always a good strategy––but we cannot control…
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Planning for a better financial future in retirement
If you are planning for a better financial future in retirement the recent HSBC research identified four broad actions which may help you to create an informal plan. 1. Be realistic about your retirement aspirations The research…
Read more60 is the new 40!
Good news for all of us who have accepted that we are getting older: 60 is the new 40! According to European research from Saga at least. The research reveals that people are now reaching middle age at the…
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Pension v ISAs – looking into new inheritability rules
The choice of which vehicle can provide the best savings returns over time – the Pension Pot or the ISA – is a long talked about topic. Standard Life recently published research which identified and compared tax…
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