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Looking ahead to 2013
When you look ahead to 2013, your glass could be half full or half empty. In the UK the lights have just gone out in the last Comet store. And yet Nissan are pumping £250m…
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Ten New Year’s Resolutions for your Financial Planning
Around 50% of us make New Year’s Resolutions and ‘sort the finances out’ must be one of the most popular: but that’s a little vague – it’s more a wish than a firm commitment to…
Read moreThe Autumn Statement
Introduction It was a sign of the times that the first official word on George Osborne’s Autumn Statement was a tweet from his boss. David Cameron told his 178,514 followers on Twitter: We are on the right track…
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December Market Commentary
It seems some time ago now, but on Tuesday November 6th Barack Obama defeated Mitt Romney to secure the White House for another four years. World stock markets had risen throughout the day, anticipating his victory.
Read more10 Savings Tips for 2013
Technically, the United Kingdom is now out of recession, hooray I hear you shout?! But every family will tell you that times remain tough. Even at the top end of the pay scale, the ending of child allowance early…
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5 top ways to help make your money go further this Financial Planning Week
5 top ways to help make your money go further this Financial Planning Week. Matthew Walne, of Santorini Financial Planning gives his tips on how to Define your goals and…
Read moreThe Retail Distribution Review (RDR) and how it will affect you
As you may or not know there is a new world in financial services starting from 1st January 2013. Commission will be banned and the level of qualifications a financial adviser will need are much…
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Auto Enrolment – Just the boring facts!
Auto Enrolment — Just the boring facts…. Workplace pensions law has changed. Every employer in the UK will be required to help more of their workers save for retirement. The government has introduced a new law…
Read moreNovember market commentary
Introduction Whatever else happened in October, Hurricane Sandy happened. Or Superstorm Sandy or ‘Frankenstorm.’ Take your pick. A week before America was due to go the polls the storm hit the North Eastern seaboard with tragic consequences. President…
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Younger retirees are less likely to leave an inheritance
Traditionally, parents have attached great importance to leaving an inheritance to their children, but attitudes are changing according to a recent survey by Just Retirement, the equity release and annuity provider. The survey of retired…
Read moreHave we lost the savings habit?
A recent Scottish Widows Savings and Investment Report, dated October 2012 and exploring a variety of features of saving in the UK, suggests that there is a shortage of knowledge among the general public when it comes…
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Inflation – The Silent Killer
Trying to hit your retirement savings target is a daunting task at the best of times, but when that target begins to move, the task quickly begins to feel impossible. Taxes can slowly devour retirement nest eggs, moving the target…
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