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March 2013 Market Commentary
Politics seems to impact more and more on economics – and somehow, always at the end of the month. December ended with the last minute deal which averted the Fiscal Cliff in the US; January…
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Motivations for becoming an entrepreneur
People are being encouraged by the Government to become entrepreneurs – to start up and develop their own businesses – as part of the strategy to get the UK economy growing. The main reason for setting up your…
Read moreWealth Creation – Would be good but would it be fair?
We now know in early 2013, that the squeeze on living standards in the UK will be longer and deeper than projected this time last year. Average wages are not expected to rise in real terms until…
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Financial Planning in your fifties, sixties and seventies
Last month we looked at basic financial planning in the early part of your life – through your twenties, thirties and forties. But what about the second stage of life? It’s easy to assume that all the…
Read moreFebruary Market Commentary
January opened with the USA economy – if not the whole world – having been saved from tumbling over the Fiscal Cliff thanks to a last minute deal between Barack Obama and the US Congress.
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Financial planning for the end of the tax year
The nights are finally starting to get a little lighter – maybe we can start looking forward to Spring after all. In financial services, Spring means two things; the Budget (on March 20th this year) and…
Read moreFinancial planning in your twenties, thirties and forties
This is the first of two articles where we look at ‘financial planning through the decades:’ how your financial planning needs change through the various stages of your life. Clearly the average client’s planning needs…
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How to make your child or granchild a millionaire
”How to make your child a millionaire – through regular investing and using perfectly legitimate tax dodges’’ – the headline of a recent article in the Daily Mail. Reading this article also makes it clear that…
Read moreUK inflation at the end of December 2012
The latest figures from the Office of National Statistics (ONS) show that the headline rate of inflation remained unchanged for the third month in a row. The Consumer Prices Index (CPI) showed that prices increased by…
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Long overdue changes to State Pension to be introduced
It was announced yesterday that a flat rate State Pension of £144 per week, in today’s terms, would be introduced in 2017. This will replace the current and quite frankly over complicated system of Basic…
Read moreJanuary Market Commentary
December’s least surprising headline duly arrived on January 1st: Deal reached on Fiscal Cliff. For the whole of December (barely pausing for Christmas) President Obama and Congress argued over the deal needed to avoid the…
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Looking ahead to 2013
When you look ahead to 2013, your glass could be half full or half empty. In the UK the lights have just gone out in the last Comet store. And yet Nissan are pumping £250m…
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