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ABC of investing – Think Eggs and Basket

Diversification is Key When it comes to your investments and wealth, do you tend to have all your eggs in one basket?  Through out this investment series we’ve looked at the different types…

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Ten tips for financial planning in later years

In this blog we are looking at ten tips for financial planning in later years. This is not about planning for your end. This is about planning for quality of life later on, free from the bother of…

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The Risky Business of Investing – what most don’t know

Risk and Return are Related Risk is one of the most avoided, least quantified and comprehensively misunderstood subjects by those working in the financial services industry. This is unfortunate because the primary purpose of investment professionals is…

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Spend only what you can afford and save what you can

If we judge UK personal savings as still too low and overall consumer debt as still too high, then we are in a situation where a few reminders about not deluding ourselves about what we can each…

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Are markets efficient enough for you to invest in?

Markets are Efficient We’ve looked at the value of Active Fund Managers v’s the Market, but what about the Markets themselves?  Our core belief is that markets are “efficient” or rather sufficiently efficient,…

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Planning for retirement

This guide looks at some of the financial issues to consider when planning for retirement. Saving strategy How much you need to invest to fund your retirement will depend on a number of…

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Active Fund Management – The Exception to the Rule?

If you read our recent post, you’ll understand that active fund managers can’t out perform the markets.  But still you might ask – Yeah, but what about Anthony Bolton? When faced…

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Active Fund Management – The Great Rip Off story

What is Active Fund Management and why should it be avoided? Although many alchemists were indeed crackpots and charlatans, many were well-meaning and intelligent scholars, who were simply struggling to make sense of a subject which,…

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Financial Planning and Strategy Guide 2013/14

Financial Planning and Strategy Guide 2013/14 This comprehensive guide provides important information for your financial planning, both in the short and long term. Proper tax and financial planning can reduce or defer the tax you pay, freeing up more of…

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One million workers aged 65 and over…

Figures released by the Office of National Statistics (ONS) recently showed that there are now more than one million workers aged 65 and over. This is the highest number since the ONS started collating this data, back in…

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Busted! The Myth that Fund Managers Outperform the market

In our last post we looked at the Fiction V’s Facts around investing. A huge amount of financial information enters the public domain each day. Without an effective filtering process, you could become…

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When you’re investing understand the Fact Vs the Fiction

Investment Facts ‘v’ Opinions Following our series of Investment Policy Statement, 4 Great Reasons you want one, we continue with understanding your investment decisions which are influenced by two factors: information that is…

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