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Retirement Planning for Baby Boomers
An article in the Sunday Telegraph questioned whether baby boomers, now in their fifties, are well prepared for retirement in ten years time. The article also outlined positive steps that could be taken over the next ten year period to…
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Financial Planning for a longer life
In the work of the Office of National Statistics each of us is a number, part of crunching and analysis that produces a profile of our population and its trends. What comes out in regular reports is statistically significant and…
Read moreTake action before the tax year ends. Time is running out!
The current tax year will end on 5 April. If you haven’t already taken advantage of the various allowances and exemptions you’re entitled to by that date, you’ll lose the benefits they provide. That’s because most of them cannot be…
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Are first time buyers getting older?
An aspect of the first time buyer’s market is highlighted in research by property website Globrix.com. It states that 38% of aspiring first-time buyers anticipate being 40 or older when they buy their new home. A further 8%, or one…
Read morePublic Sector Pensions – background facts and commentary
The publishing of Lord Hutton’s final report on public sector pensions in early March 2011, prompted a hot debate about the fairness of the recommendations and the necessity of making changes. Years ago it seemed to be widely recognised that…
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Hot off the press…
We’re making headlines! To coincide with the launch of Santorini Financial Planning we were recently featured in Citywire – read more here…
Read moreThe cost of bringing up children
LV the countries largest friendly society, has for a number of years been carrying out annual research on the cost of having children from birth to 21 years of age. The latest survey report published earlier this year shows that…
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Increased protection for savings
The compensation limit for people who lose money if their bank, building society or credit union goes bust was increased on Friday 31st December 2010, from £50,000 to £85,000. Compensation will be paid by the Financial Services Compensation Scheme (FSCS)…
Read moreFebruary Market Commentary
Overview The month has been dominated by the unsettling events in Egypt which have concerned investors across the globe. Markets have reacted negatively to the events, with the consolidated fear that the unrest will have repercussions for the wider Middle…
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