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December Market Commentary
It seems some time ago now, but on Tuesday November 6th Barack Obama defeated Mitt Romney to secure the White House for another four years. World stock markets had risen throughout the day, anticipating his victory.
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10 Savings Tips for 2013
Technically, the United Kingdom is now out of recession, hooray I hear you shout?! But every family will tell you that times remain tough. Even at the top end of the pay scale, the ending of child allowance early…
Read more5 top ways to help make your money go further this Financial Planning Week
5 top ways to help make your money go further this Financial Planning Week. Matthew Walne, of Santorini Financial Planning gives his tips on how to Define your goals and…
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The Retail Distribution Review (RDR) and how it will affect you
As you may or not know there is a new world in financial services starting from 1st January 2013. Commission will be banned and the level of qualifications a financial adviser will need are much…
Read moreAuto Enrolment – Just the boring facts!
Auto Enrolment — Just the boring facts…. Workplace pensions law has changed. Every employer in the UK will be required to help more of their workers save for retirement. The government has introduced a new law…
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November market commentary
Introduction Whatever else happened in October, Hurricane Sandy happened. Or Superstorm Sandy or ‘Frankenstorm.’ Take your pick. A week before America was due to go the polls the storm hit the North Eastern seaboard with tragic consequences. President…
Read moreYounger retirees are less likely to leave an inheritance
Traditionally, parents have attached great importance to leaving an inheritance to their children, but attitudes are changing according to a recent survey by Just Retirement, the equity release and annuity provider. The survey of retired…
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Have we lost the savings habit?
A recent Scottish Widows Savings and Investment Report, dated October 2012 and exploring a variety of features of saving in the UK, suggests that there is a shortage of knowledge among the general public when it comes…
Read moreInflation – The Silent Killer
Trying to hit your retirement savings target is a daunting task at the best of times, but when that target begins to move, the task quickly begins to feel impossible. Taxes can slowly devour retirement nest eggs, moving the target…
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October Market Commentary
‘No news is good news’ as the old saying goes – or as world stock markets interpreted it in September, ‘No catastrophic news is good enough, thank you.’ Clearly all is still not well with the…
Read moreGrandparents can make a grandchild a millionaire from just £240 per month
According to data produced by Skandia, if grandparents put just £240 a month (which equates to £300 a month gross contribution) into a pension for a grandchild each year for 18 years, when the grandchild reaches age 60,…
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55-64 year olds’ retirement plans up in the air
More than 2.1 million British adults aged between 55 and 64, around 44% of non-retired adults in this UK age group, do not know when they will be able to retire, according to recent research (August…
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