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Financial Planning and Strategy Guide 2013/14
Financial Planning and Strategy Guide 2013/14 This comprehensive guide provides important information for your financial planning, both in the short and long term. Proper tax and financial planning can reduce or defer the tax you pay, freeing up more of…
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One million workers aged 65 and over…
Figures released by the Office of National Statistics (ONS) recently showed that there are now more than one million workers aged 65 and over. This is the highest number since the ONS started collating this data, back in…
Read moreBusted! The Myth that Fund Managers Outperform the market
In our last post we looked at the Fiction V’s Facts around investing. A huge amount of financial information enters the public domain each day. Without an effective filtering process, you could become…
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August 2013 Market Commentary
There was good news and bad news for the world economy in July – as ever, commentators were divided on whether the glass was half full or half empty… The price of gold has been…
Read moreWhen you’re investing understand the Fact Vs the Fiction
Investment Facts ‘v’ Opinions Following our series of Investment Policy Statement, 4 Great Reasons you want one, we continue with understanding your investment decisions which are influenced by two factors: information that is…
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4 Great Reasons you want an Investment Policy Statement
Santorini Financial Planning have created an Investment Policy Statement so our clients understand and have their own unambiguous record of Santorini’s investment philosophies, strategies and processes. Our aim is to help you make smart decisions about your money and,…
Read moreProtecting your retirement income from inflation
Protecting your retirement income has never been more important. Rising inflation (3.3% RPI – Retail Prices Index), and therefore living costs, erodes the value of your income while you work. But the extent to which inflation can also affect…
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Financial planning v financial advice: is there a difference?
There is a common misconception amongst the public that financial planning and financial advice are one and the same thing. This has not been helped by the banks and building societies naming their in-house financial advisers financial…
Read moreCash ISAs – a valuable investment or a waste of time?
As you would imagine I often get asked about Cash ISA rates from my clients. I get the impression that the majority of people don’t understand the effects inflation has on their cash. Is cash still King?…
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Nobel Prize Winning Thinking for your investing anyone?
Santorini Financial Planning takes its responsibilities as a steward of its clients’ wealth very seriously, and has developed an approach to investing that strives to reach new levels of excellence in the industry. Underpinning this approach is…
Read moreThe Santorini Approach
A Personal Approach to Financial Advice We’re so passionate about your financial plans supporting a real quality of life that our Director named the business after a very important personal landmark. Santorini is the name of a…
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How to build a personal savings portfolio
So you want to build a personal savings portfolio but don’t know where to start? We are all being encouraged to save for our futures, while at the same time many of us feel discouraged by low…
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