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Investment market update: July 2022

The ongoing war in Ukraine, rising interest rates and soaring inflation could be pushing some economies towards recession in the coming months. This uncertainty has caused real volatility in global stock markets. Indeed, 2022 was the worst first half of…

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Why governance is a critical part of ESG investment criteria

It’s becoming more common for investors to consider non-financial factors when they make investment decisions. While investors may discuss the environmental and social pillars of ESG investing, they often overlook governance. Yet, it’s a crucial part of the process. ESG…

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How self-employed workers can create financial security amid economic uncertainty

As a self-employed worker, it can be more difficult to manage your finances. Your income may vary or not be as reliable as those who are employed. According to a study from Scottish Widows, almost half of…

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5 crucial things you need to consider when reviewing your estate plan

If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues to reflect your wishes and circumstances. Sometimes you may have a specific reason to review your estate plan. Life milestones…

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Why September’s inflation rate could deliver a bumper boost to your State Pension

For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch further. However, if you collect the State Pension, the high rate of inflation could mean it increases by a record…

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5 important things to check this Pension Awareness Day

If you’re guilty of ignoring your pension, a review ahead of Pension Awareness Day on 15 September can help make sure you’re on track for the retirement you want. Here are five important things to check. 1. How is your…

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Investment market update: June 2022

Rising inflation and concerns about recession risks continue to place pressure on households and affect economies around the world. The World Bank has slashed its 2022 global growth forecasts from 4.1% to 2.9%. The organisation also warned the global economy…

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Business owners, is poor financial wellbeing among your employees affecting operations?

Research suggests that many employees feel like they’re not receiving enough support to improve their financial wellbeing. It could affect business operations, and cost you money too. Financial wellbeing isn’t just about income. It covers things like financial literacy, confidence,…

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Inflation: What happened the last time the cost of living was rising this rapidly?

The cost of living is rising quicker than has been normal in the last few decades. Indeed, the last time inflation was this high was in the 1980s. So, what happened then compared to now? According to the Office for…

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How to protect vulnerable family members from financial abuse

Sadly, vulnerable people are more likely to be a victim of financial abuse. However, if you think a family member may be at risk, keeping an eye out for signs of financial abuse could prevent it from happening. Financial abuse…

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44% of investors wished they’d done more research and it could mean investments aren’t right for them

A worrying survey indicates that many investors don’t fully research their options, and later wish they’d spent more time doing so. While it can be tempting to make quick or emotional investment decisions, you might make ones that aren’t right…

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Modern retirees are increasing their spending in later years, and it could affect your financial security

A trend among modern retirees to increase their spending as they get older could mean that some run out of money during their lifetime. The new research is an important reminder to consider how your spending needs will change during…

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