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Independent Financial Planning for
Business Owners Approaching Retirement in Loughborough

Independent Financial Planning for
Business Owners Approaching Retirement in Loughborough

Independent Financial Planning for
Business Owners Approaching Retirement in Loughborough

Santorini Financial Planning works with business owners in Loughborough and Leicestershire, typically aged 50–60 with assets of £500,000 or more, who are thinking about retirement or stepping back from their business. Led by Matthew Walne, Certified Financial Planner™ with 25+ years of experience, we help you answer the question at the centre of retirement planning: do you have enough, and what does enough actually look like for you?

Santorini Financial Planning works with business owners in Loughborough and Leicestershire, typically aged 50–60 with assets of £500,000 or more, who are thinking about retirement or stepping back from their business. Led by Matthew Walne, Certified Financial Planner™ with 25+ years of experience, we help you answer the question at the centre of retirement planning: do you have enough, and what does enough actually look like for you?

Santorini Financial Planning works with business owners in Loughborough and Leicestershire, typically aged 50–60 with assets of £500,000 or more, who are thinking about retirement or stepping back from their business. Led by Matthew Walne, Certified Financial Planner™ with 25+ years of experience, we help you answer the question at the centre of retirement planning: do you have enough, and what does enough actually look like for you?


Real financial planning does not solely focus on numbers, products, spreadsheets or charts. When done properly, the focus is on you and your family.

Real financial planning does not solely focus on numbers, products, spreadsheets or charts. When done properly, the focus is on you and your family.

Real financial planning does not solely focus on numbers, products, spreadsheets or charts. When done properly, the focus is on you and your family.
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Live the Retirement You Want,
Without the Worry of Running Out of Money


We understand that retirement isn't solely a financial decision, but this is one of the biggest worries that people have when facing retirement.

Live the Retirement You Want,
Without the Worry of Running Out of Money


We understand that retirement isn't solely a financial decision, but this is one of the biggest worries that people have when facing retirement.

What does retirement look like after I’ve sold my business?

What will I spend in retirement, and do I have enough?

Can I support my family in the future?

Am I going to be OK when I retire?

What does retirement look like after I’ve sold my business?

What will I spend in retirement, and do I have enough?

Can I support my family in the future?

Am I going to be OK when I retire?

Common questions we help business owners answer:

  • What will retirement look like after I sell the business?

  • How much do I need, and will it last?

  • How do I replace the income, structure and identity that work provides?

  • How can I support my family without compromising my own security?

  • What is the most tax-efficient way to access my wealth?

  • When is the right time to step back?

What Does ‘Enough’ Mean for a Business Owner Approaching Retirement?

What Does ‘Enough’ Mean for a Business Owner Approaching Retirement?

What Does ‘Enough’ Mean for a Business Owner Approaching Retirement?

This is one of the most common questions we get asked by our clients, and the answer to this question is a pivotal part of finding your number.
This is one of the most common questions we get asked by our clients, and the answer to this question is a pivotal part of finding your number.
This is one of the most common questions we get asked by our clients, and the answer to this question is a pivotal part of finding your number.

We Build
Personalised Financial Masterplans for Business Owners

We Build
Personalised Financial Masterplans for Business Owners


Our purpose is to give you a clear path to follow, which will give you clarity and confidence so you know that you will have enough in retirement.


Our purpose is to give you a clear path to follow, which will give you clarity and confidence so you know that you will have enough in retirement.

Confident, Clear Retirement Planning

We analyse your assets, income, and future needs to build a strategy tailored to your life - so you can move toward retirement with certainty and peace of mind.

Confident, Clear Retirement Planning

We analyse your assets, income, and future needs to build a strategy tailored to your life - so you can move toward retirement with certainty and peace of mind.

Financial Confidence Beyond the Business Sale

When financial decisions feel overwhelming, we bring clarity. We help you understand your options and plan for life’s milestones and surprises - so you can move forward with confidence.

Confident, Clear Retirement Planning

When financial decisions feel overwhelming, we bring clarity. We help you understand your options and plan for life’s milestones and surprises - so you can move forward with confidence.

Protecting Your Family’s Financial Future

When you’re unsure how to safeguard your family’s future, we provide personalised advice and practical solutions that strengthen your financial foundation.

Confident, Clear Retirement Planning

When you’re unsure how to safeguard your family’s future, we provide personalised advice and practical solutions that strengthen your financial foundation.

Client Story: From Managing Director to Financial Freedom

Client Story: From Managing Director to Financial Freedom

Client Story: From Managing Director to Financial Freedom

Hear our favourite client story, and how we transformed one of our clients’ lives from being a bored Managing Director, to someone who found his real calling, alongside financial freedom.
Hear our favourite client story, and how we transformed one of our clients’ lives from being a bored Managing Director, to someone who found his real calling, alongside financial freedom.
Hear our favourite client story, and how we transformed one of our clients’ lives from being a bored Managing Director, to someone who found his real calling, alongside financial freedom.

What our clients say.

What our clients say.


Our purpose is to give you a clear path to follow, which will give you clarity and confidence so you know that you will have enough in retirement.


Our purpose is to give you a clear path to follow, which will give you clarity and confidence so you know that you will have enough in retirement.

He opened my eyes to the possibility and gave me the confidence to take the leap.

Jon Langford

Matt didn’t come across as a normal financial services type of person.

Phil & Sharon Middleton

When I think about my finances now, I don’t worry.

Sue Johnson

Real clients. Real Stories.

Real clients. Real Stories.


Bob and Pete kindly shared their experiences of working with us - no scripts, no prompts, just honest stories.

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Bob Moul

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Pete Henson

Frequently Asked
Questions

Frequently Asked
Questions

Who does Santorini Financial Planning work with?

We work with business owners in Loughborough and Leicestershire, typically aged 50 to 60, with assets of at least £500,000, who are thinking about retiring or stepping back from their business. Most of our clients are asking the same question: do I have enough to stop, and what does life look like when I do?

What does a financial masterplan include?

A financial masterplan analyses your assets, pensions, income, and future spending to build a retirement strategy tailored to your life. It uses cashflow modelling to show whether your wealth will last throughout retirement, and covers retirement income, tax efficiency, family protection, and the financial implications of selling your business.

What is ‘enough’ in retirement for a business owner?

‘Enough’ is personal, not a fixed number. It depends on the lifestyle you want, your family commitments, your health, and what you want to leave behind. Our financial planning process starts by defining what retirement looks like for you, and then works backwards to the number that makes it possible.

Do you help with the emotional side of retirement as well as the financial side?

Yes. Many of our clients find that the biggest challenge in retirement is not financial. It is the loss of purpose, structure, and identity that the business provides. We take a Lifestyle Financial Planning approach, which means we plan around the life you want, not just the numbers.

Last updated: October 2026

Get in touch today.

Get in touch today.

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