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Financial Planning for a longer life

In the work of the Office of National Statistics each of us is a number, part of crunching and analysis that produces a profile of our population and its trends. What comes out in regular reports is statistically significant and…

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Take action before the tax year ends. Time is running out!

The current tax year will end on 5 April. If you haven’t already taken advantage of the various allowances and exemptions you’re entitled to by that date, you’ll lose the benefits they provide. That’s because most of them cannot be…

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Are first time buyers getting older?

An aspect of the first time buyer’s market is highlighted in research by property website Globrix.com. It states that 38% of aspiring first-time buyers anticipate being 40 or older when they buy their new home. A further 8%, or one…

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Public Sector Pensions – background facts and commentary

The publishing of Lord Hutton’s final report on public sector pensions in early March 2011, prompted a hot debate about the fairness of the recommendations and the necessity of making changes. Years ago it seemed to be widely recognised that…

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Hot off the press…

We’re making headlines!  To coincide with the launch of Santorini Financial Planning we were recently featured in Citywire – read more here…

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The cost of bringing up children

LV the countries largest friendly society, has for a number of years been carrying out annual research on the cost of having children from birth to 21 years of age. The latest survey report published earlier this year shows that…

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Increased protection for savings

The compensation limit for people who lose money if their bank, building society or credit union goes bust was increased on Friday 31st December 2010, from £50,000 to £85,000. Compensation will be paid by the Financial Services Compensation Scheme (FSCS)…

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February Market Commentary

Overview The month has been dominated by the unsettling events in  Egypt which have concerned investors across the globe. Markets have reacted negatively to the events, with the consolidated fear that the unrest will have repercussions for the wider Middle…

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