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The trouble is you think you have time
My Dad died of Cancer of the Oesophagus at the age of 67. He had never been ill in his life before. He was a fairly successful Accountant who sold his business only a few…
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10 Savings Tips for 2014
When 2013 started there were real fears from some that the UK could slip back into recession. As the year ends the outlook is much more optimistic, with the Chancellor confirming increased expectations for growth in his…
Read moreStudy of athlete’s finances shows why financial planning is so important for the rest of us
Whilst many of us may imagine that highly paid professional athletes have little need to worry about their future incomes, a study into the finances of professional sports people in the US has suggested otherwise. Despite…
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January 2014 Market Commentary
‘2013 was a good year for Greece’ – some unexpected words to start our first bulletin of the year with, but among some truly impressive stock market performances in 2013 the Greek index was up 27% to…
Read more10 New Year’s Resolutions for your Financial Planning
The economies on both sides of the Atlantic might be showing clear signs of an upturn as we start the New Year, but that doesn’t mean we can suddenly afford to ignore our personal financial planning. So in the…
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Our Financial Predictions for 2014
When we compiled our predictions for 2013 we started off by saying ‘when you look ahead to 2013 your glass could be half-full or half-empty.’ At the time the US was teetering on the edge of the…
Read moreDecember Market Commentary
Click click merrily on high – the virtual tills are ringing The Guardian’s bid for Financial Headline of the Year brought down the curtain on ‘Black Friday’ and heralded ‘Cyber Monday.’ Black Friday is the…
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Autumn Statement 2013
Introduction David Cameron – freshly back from his trade mission to China – looked on encouragingly as Chancellor George Osborne delivered his Autumn Statement. But how his mind must have drifted back to the delights of Shanghai……
Read moreNearing Retirement
When you retire will depend on your circumstances, but being prepared is what matters. As we go through life and jobs, we tend to collect a few pension pots along the way. If you haven’t…
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All that glitters isn’t gold….(or silver!)
Is gold or silver assets something you should invest in? Many people think so, though I’ve never been convinced. I’m not alone. Warren Buffet, one of the world’s foremost investors doesn’t think so either. Those who do…
Read morePut the big rocks in first
A university professor stands in front of his class of eager students with a large glass jar on his desk. He informs the class that the jar is, in fact, a symbol of their life and the time they…
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A Beginner’s Guide to Inheritance Tax
Inheritance Tax is due in the UK when a person’s estate – their property and possessions – is worth more than £325,000 when they die. This figure is called the ‘Inheritance Tax Threshold’. The rate of Inheritance…
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